BetterRate

Best Debt Relief Companies

Written by Sydney Siniard

Updated on April 8, 2026

PartnerCredit NeededUnsecured DebtWhy Choose it
National Debt Relief
Apply Now

on National Debt Relief's secure site

No credit score required;

monthly payments required.

$7,500+

Negotiates reduced balances on cards, loans, and medical bills with a transparent, high-success settlement process.

Freedom Debt Relief
Apply Now

on Freedom Debt Relief's secure site

No minimum required

$7,500+

Consolidates unsecured debt into one payment and negotiates balances through a personalized program.

Americor
Apply Now

on Americor's secure site

Settlement: No credit minimum
Loan: Good credit + stable income

$7,500+

Offers debt settlement or consolidation loans based on credit and income.

National Debt Relief
National Debt Relief
Apply Now

on National Debt Relief's secure site

  • Best for people with $10,000 in unsecured debt or more
  • Fast and easy application process
  • No upfront fees
  • Free consultation, 100% confidential
  • Become debt-free in 24 to 48 months
  • AFC accredited and A+ rated by the BBB
  • Resolving debt since 2009
Freedom Debt Relief
Freedom Debt Relief
Apply Now

on Freedom Debt Relief's secure site

  • Recommended for debts above $20,000
  • Fast & easy online registration with 24/7 customer assistance
  • Free, no-obligation evaluation
  • Low monthly payments with no upfront fees
  • A+ rating from the BBB
  • $20 Billion+ debt resolved
  • Helping people overcome debt since 2002
Freedom Debt Relief
Freedom Debt Relief
    • Recommended for debts above $20,000
    • Fast & easy online registration with 24/7 customer assistance
    • Free, no-obligation evaluation
    • Low monthly payments with no upfront fees
    • A+ rating from the BBB
    • $20 Billion+ debt resolved
    • Helping people overcome debt since 2002